URGENT ACTION REQUIRED: Health Care Program Survey-
EXTREMELY IMPORTANT FOR EACH MEMBER TO TAKE A FEW MOMENTS AND COMPLETE THIS SURVEY-EVEN IF YOU DO NOT NEED OR WANT THE INSURANCE IF EVERYONE COMPLETES THE SURVEY IT WILL HELP BRING THE HEALTH INSURANCE PROGRAM TO THE ASSOCIATION AND WILL HELP ALL MEMBERS AND THE ASSOCIATION.
Hopefully you received the email and/or snail mail letter and survey that was sent to all members regarding investigating the possibility of providing an association health care program through Blue Cross Blue Shield.
A copy of the letter that includes some frequently asked questions is available here. Keep in mind that this is not a done deal; at this stage we are simply surveying the members to gather the census data that BCBS needs in order to provide us with quotes for potential programs.
If you as a ALHB Member have any questions in response to the letter and survey; please contact Russell Davis or other HBAA staff—they can be reached by email firstname.lastname@example.org or call our office at 1-800-745-4222.
I COMPLETED THE SURVEY FOR ALL OUR MEMBERS AND OUR ASSOCIATION!!
If you need the Health Survey Spreadsheet click here.
Since its inception in 1956, the Home Builders Association
of Alabama has strived to offer high quality benefits to our members that help
them build their business and keep more money in their pocketbooks. One of the
benefits that our members have consistently asked for over the years has been
an association-sponsored health care program. We are pleased to say that Blue
Cross Blue Shield of Alabama is now able to offer group plans for associations,
and we are in talks with them as to the possibilities of setting one up for the
Before we can proceed, we need input from YOU. If
you’re interested in a Blue Cross group health program, here’s what we need
- Complete this
employee survey for every eligible employee in your company. Whether
or not all employees participate in a current plan and/or whether or not
you think all employees would participate in this plan, we need the survey
information for every eligible employee in your company.
- Return the form to the
HBAA office via email (email@example.com), fax
(334-834-5380) or regular mail (HBAA, ATTN: Health
Survey, P.O. Box 241305, Montgomery, AL 36124-1305).
Please return the survey information to us by December
31, 2018. Based on your responses, BCBS will provide us with quotes for
various health care plans and we will proceed from there.
Some Frequently Asked Questions:
Is there a minimum participation requirement (% of
employees) for each company?
No, each employee can make their own decision about participation.
What if my company already has BCBS insurance?
Current BCBS customers may join the group plan at its inception, regardless of
your renewal date. Customers may also wait until after their current plan
renews if they desire.
How does the group plan differ from other BCBS plans?
Employees (insureds) should notice
no significant difference. Participating physicians, copays, etc. mirror other
plans. However, in order to have a group plan, BCBS requires that all premiums
be paid by a single check/payment. In other words, all participating companies
will send their monthly premiums to the HBAA and then the association will pay
When will the group plan be available?
Everything depends on how quickly we receive the survey information. Our hope
is to have a plan to offer within the first quarter of 2019.
Are we sure we’ll have a group plan approved?
No. Everything will depend on the number of interested participants, the data
and whether it is feasible from a rate/exposure perspective.
If you have additional questions, feel free to call me at
1-800-745-4222 or email firstname.lastname@example.org We’re
excited about the possibility of finally being able to bring an association
group health plan to our members and look forward to sharing an update with you
after the first of the year when the surveys have been received.